MassMutual 403(b) Plan: All employees can participate in the 403(b) plan regardless of benefit status. All benefit eligible employees are matched fifty cents on the dollar up to four percent of their salary. Non benefit eligible employees do not receive a match. Employees are vested in the match 25% per year until they reach 100% in four years. For more information, please click on the MassMutual 403(b) plan link or call Mass Mutual at 1-800-74-FLASH.

Share Plan: The Share Plan offers all benefit eligible employees an age-weighted contribution or flat percentage depending on hire date. All contributions are quarterly and based on salary. Employees hired before July 1st, 2007 will receive an age weighted contribution. Employees hired on or after July 1st, 2007 will receive a flat percentage. Vesting in the share plan is 100% after five years. If the employment relationship is terminated before the five year anniversary, all money invested is lost.

Frozen Defined Benefit Plan: All employees hired before July 1st, 2007 are eligible for a pension. For more information, please call HR at 312-534-5314. The benefit is based on your career average earnings through 6/30/2007. Vesting in the pension is 100% after five years. If an employee quits before their five year anniversary, they will not receive a pension.