- Open to all benefit eligible employees earning at least $15,000 annually,
Disability income protection insurance pays a benefit for disability resulting from a covered injury or sickness. Benefits begin at the end of the elimination period and continue while you are disabled up to the maximum benefit duration.
- Benefit Amount
You may elect a weekly benefit starting from $100/week up to a maximum of $1,250/week in increments of $25, not to exceed 60% of your covered earnings. This benefit will not be offset with any accumulated sick leave. Premiums are taken on a post-tax basis and benefits are paid with no taxes taken from the amount.
Disability payments are not reduced if you are receiving sick pay. Employees may be paid sick time and receive short-term disability benefits at the same time.
- Elimination Period
30 day elimiation period before benefits are paid.
- Maximum Benefit Duration
Benefits for one period of disability, will be paid up to a maximum of 22 weeks.